HomeEqual
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GET PRE-APPROVED
/ HOME EQUITY LINE OF CREDIT

Application to funded. In as little as seven days.

The industry averages 30–45 days. We route your file to the fastest lender in our 50+ network — digital valuation, instant verification, e-closing — so your equity moves at the speed of your plans.

CHECK MY LINE — 2 MIN ASK THE CONCIERGE
NO CREDIT IMPACT TO CHECK/NO BRANCH VISITS/E-CLOSE ANYWHERE/HOME EQUITY: FLORIDA
EQUITY TERMINAL — ESTIMATELIVE
HOME VALUE{{ homeValueFmt }}
MORTGAGE BALANCE{{ balanceFmt }}
AVAILABLE, UP TO
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WHEN YOU CHECK YOUR LINE
01 — SECURE SESSIONYOUR CONSENT, RECORDED
02 — VALUATIONTHE LENDER'S AVM
03 — SOFT CREDIT PULLNO IMPACT TO YOUR SCORE
04 — YOUR REAL OFFERLIVE, ON THE NEXT SCREEN
CHECK MY LINE — REAL OFFER →
ESTIMATE FROM THE FIGURES YOU ENTERED · UP TO 85% CLTV · NOT AN OFFER OF CREDIT · YOUR ACTUAL LINE, RATE AND PAYMENT COME FROM THE LENDER AFTER A SOFT CREDIT CHECK
/ 01 — THE SEVEN DAYS

As fast as one week. Four steps. Zero branches.

DAY 01

Apply in minutes

Tell us about your home and goals — typing or talking. Connect accounts for instant income verification.

DAY 02

Automated valuation

A digital valuation prices your home — no appraiser scheduling, no waiting on a drive-by.

DAY 05

Approval & e-closing

Review terms with the concierge in your language, then e-sign with a remote online notary.

DAY 07

Funds arrive

Money lands in your account. Draw more anytime during your draw period — from the app or by voice.

DROP — RENOVATION AT NIGHT, WORK LIGHTS, CINEMATIC
As little as seven days from "what if" to "let's build."
FIG. 01 — RENOVATION, DAY 3
/ 02 — MANDATES

Built for real plans.

A line you draw as needed — interest only on what you use.

01Renovate the kitchen — or the whole house
02Consolidate high-interest debt
03Cover tuition without touching savings
04Bridge to your next home
/ 03 — QUESTIONS

Answered plainly.

Is seven days really possible?+

Yes — seven days reflects the fastest lenders in our network, where automated valuation and instant income verification apply. Some states and property types require extra steps; your concierge gives you a precise timeline on day one.

Will checking my rate affect my credit?+

No. Checking your line and rate uses a soft credit pull. A hard pull only happens when you accept an offer and proceed to closing.

Can I do the whole thing in my language?+

Yes. The voice concierge guides your application, explains terms, and reads documents with you in 142 languages. Licensed human specialists join whenever you ask.

How much can I borrow?+

Typically up to 85% of your home's value minus what you owe, subject to lender credit and property approval. The terminal above gives you a realistic range in seconds.

Your equity is ready when you are.

Two minutes to check. No credit impact. No obligation.

CHECK MY LINE OF CREDIT
HomeEqual

HomeEqual Mortgage LLC IS A LICENSED MORTGAGE BROKERAGE. NMLS #2813429 · NMLSCONSUMERACCESS.ORG. WE ARRANGE LOANS THROUGH THIRD-PARTY PARTNER LENDERS; WE DO NOT LEND. ALL LOANS SUBJECT TO LENDER CREDIT AND PROPERTY APPROVAL. SEVEN-DAY FUNDING REFLECTS THE FASTEST CLOSINGS IN OUR LENDER NETWORK; TIMELINES VARY. SAMPLE RATES ARE NOT AN OFFER OF CREDIT. EQUAL HOUSING OPPORTUNITY. FULL LICENSING DISCLOSURES

⌂ EQUAL HOUSING OPPORTUNITY
ASK — ANY LANGUAGE
CHECK MY LINE{{ lenderSuffix }}

No impact to your credit to check. We match you to the right partner lender for your property, then watch their instant valuation, soft pull, and your real offer come back live on the next screen.

YOUR PROPERTY
PRIMARY SECONDARY INVESTMENT
↳ INVESTMENT PROPERTY — qualified on rental income (DSCR). No W-2s or tax returns.
HOW IS THE TITLE HELD?
MY NAME A TRUST LLC / COMPANY
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NOT LICENSED HERE YET
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TALK TO THE CONCIERGE →
MARITAL STATUS
MARRIED UNMARRIED SEPARATED
WHAT WILL YOU USE IT FOR?
HOME IMPROVEMENT BALANCE TRANSFER OTHER
ABOUT YOU
🔒 Encrypted · used once to verify · no credit impact {{ ssnToggleLabel }}
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Soft inquiry only — no credit impact. HomeEqual Mortgage LLC (NMLS #2813429) arranges loans through partner lenders; we do not lend. Not an offer of credit. {{ coverageLine }}
HomeEqual SECURE SESSION · PARTNER LENDER EXIT ✕
HomeEqual Mortgage LLC · NMLS #2813429 · WE ARRANGE LOANS THROUGH THIRD-PARTY PARTNER LENDERS; WE DO NOT LEND · NOT AN OFFER OF CREDIT
LIVE · {{ lenderLabel }} · SECURE SESSION EXIT ✕
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✓ APPROVED — UP TO
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CHOOSE YOUR MONTHLY PAYMENT
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Not right now
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{{ n3m }} YOUR OFFER
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