Licensing & disclosures
Plain-language versions where we can, full legal text where we must. The digital concierge can explain general concepts in supported languages; accuracy and language coverage vary.
HomeEqual Mortgage LLC, NMLS #2813429, is a licensed mortgage brokerage based in Clermont, Florida. We arrange loans through third-party partner lenders; we are not a lender and do not make credit decisions. Consumer-purpose residential loans are currently offered for Florida properties only. Eligible business-purpose DSCR loans may be brokered nationwide through participating partner lenders. Availability, approval, and terms vary by state, lender, borrower, and property. Verify HomeEqual Mortgage LLC and Chris Haynes, NMLS #2132494, through NMLS Consumer Access. Questions: (407) 885-3135 or chris@homeequal.ai.
We are an Equal Housing Opportunity brokerage. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age, receipt of public assistance, or the good-faith exercise of rights under the Consumer Credit Protection Act.
Any rates, savings figures, DSCR ratios, equity-capacity figures, or buying-power estimates shown on this site are illustrations and are not offers of credit or commitments to lend. Actual rates, terms, amounts, eligibility, and timelines depend on lender requirements, credit, property, occupancy, loan-to-value, documentation, market conditions, and applicable law. Loans are made by third-party partner lenders and remain subject to lender approval.
Our digital concierge provides general information in supported languages. It does not make credit decisions, accept an application, create a support ticket, or replace a licensed mortgage professional. Credit decisions are made by participating third-party lenders, and official loan disclosures are provided in writing. For human help, call (407) 885-3135 or email chris@homeequal.ai.
Consumer-purpose residential loans are currently offered for Florida properties only. Eligible business-purpose DSCR loans may be brokered nationwide through participating partner lenders. HomeEqual Mortgage LLC is a broker, not a lender. Program availability, approval, terms, and timelines vary by state, lender, borrower qualifications, and property; all loans are subject to partner-lender approval.
Consumer-purpose residential loans are currently offered only for properties in Florida. Eligible business-purpose DSCR programs may be brokered nationwide through participating partner lenders. HomeEqual Mortgage LLC is a mortgage broker, not a lender; partner lenders make all credit decisions. Program availability, approval, terms, and timelines vary by state, lender, borrower qualifications, and property. This site is not a commitment to lend or an offer to enter into a rate-lock agreement.